Cashiers, Highlands, Glennville - Is the Fed going to Bail out the Real Estate Market

This is a special update courtesey of Jim Mullen, at Metro Citi Mortgage. This will make it the ideal time to purchase your secound home.... Come to the Cashiers, HIghlands, Glennville area and experience the beauty that is the Plateau..... 4.5% that would be nice!!!

SPECIAL UPDATE

Government officials have been under enormous pressure to help stabilize home prices and prevent foreclosures. At the same time, they don't want to appear to be using taxpayer money to bail out undeserving individuals and institutions. As Fed Chief Bernanke stated, the solution may involve a "full range of coordinated measures" aimed at different aspects of the problem.The government has already put many programs in place, and others are under discussion. The Fed and the Treasury have used billions of dollars to provide financial institutions with capital to make loans. Last week, they instituted a program to buy MBS to push mortgage rates lower. Yesterday, the Treasury announced that it is considering a plan which would offer below-market mortgage rates for some loans used to purchase homes. The program being discussed involves the Treasury investing in MBS guaranteed by Ginnie Mae, Fannie Mae, or Freddie Mac, which contain purchase money loans at a specified rate (4.5% was the initial proposal). The lower rates will not be available for refinancing loans. There has been no indication that these loans will have special underwriting or eligibility requirements.Keep in mind, the timing and the final form of this latest program is not known. As we have seen recently, most notably with the $700 billion TARP rescue plan, government programs can change significantly before their implementation. The incentive to execute such a plan is compelling, however. Lower mortgage rates make homes more affordable. As more people purchase homes, prices will stabilize more quickly and new home construction will pick up, giving the overall economy a much needed boost.See Live MBS prices and analysis at www.mbsquoteline.com (800-627-1077)

For information on how to become a member of the Highlands, cashier community call Mathew S. Kowal at O:828.743.7077 C:404.394.7144

For more information on the mortgage market contact Jim Mullen:

Jim MullenLoan Consultant 828 743-7073 Office Mountain Village Mortgage, 828 200-9168
Cella Division of Metrocities Mortgage, LLC 828 743-9830 Fax3065 Hwy 64 jmullen@metrocitiesmtg.com E mailSapphire, NC 28774

Building Christmas Tradition in Cashiers North Carolina

As Christmas approached last year I found myself without a tree... but from this dilema a tradition was started.... I found my way to the Tom Saweyer Tree Farm in Cashier North Carolina on the Highlands Cashiers Plateau and tradition was found. FOr an experience unlike anyother take your family to the Tom Sawyer Tree Farm this year for the finest in choos and cut trees, garland, and many other christmas needs. The smell of the hot cider, and friendly staff will be sure to provide you and your family an afternoon of fun, as you search for that perfect tree. I have attatched some additional information I found on the tree farms website, enjoy! The tree farm is open beggining November 22 from 9-5 and closed on Thanksgiving.

One of the special things about the Christmas holidays is tradition, events and customs that are handed down from generation to generation. It can be your favorite Aunt’s homemade apple pie she brings every Holiday, dad’s reading of The Night before Christmas after Christmas Eve dinner or even lighting the angel on top of your tree and remembering the true reason for the season.
It doesn’t matter if you are newlyweds sharing your first Christmas or a family with children, come visit our farm and let us help you start another family Christmas tradition; an annual trip to Tom Sawyer Christmas Tree Farms to find that perfect tree.
See the anticipation build as your children explore the farm full of excitement at what they will find. Share in their joy as they grab your hand to show you the ‘perfect tree’. Take in the memory and tuck it away in your heart as your family surrounds the tree that you have all agreed is the one!
It could be a cold and windy day when you visit Tom Sawyer Christmas Tree Farms but we’re sure the thrill of finding the right Christmas tree for your home will not only warm your body, but your heart as well.
At the most joyous time of the year, create a memory that will last a lifetime!

Tom Sawyer's Christmas Tree Farm is located in the beautiful mountains of western North Carolina, sixty miles south of Asheville and just twenty miles north of Franklin, North Carolina.
We have over eighty acres of farms dedicated to growing the finest Fraser Firs. Sizes of trees range from three feet to twelve feet in height so there is sure to be something for even the most discriminating Christmas tree lover.
The farm looks across Lake Glenville at 3800 feet elevation and is open come rain, shine or even snow. Our hours are from 9:00 am to 5:00 pm beginning the Saturday before Thanksgiving. We are closed on Thanksgiving Day.
We invite you to make this a wonderful family experience. Bring the kids. Bring the dog too! Don’t forget to pack a lunch and sit at one of our many picnic tables. Enjoy the view of the area with its ponds, barns and of course, a seemingly endless selection of Christmas trees just waiting to be discovered.
From our family to yours, may the peace and joy of the holiday season stay with you all year long.

So come on out and create lasting memories for you and your family to share for many years....

HOW TO GET THERE

From AtlantaTake I-85 North to I-985. I-985 turn into 441 North.Take 441 Through Dillard Georgia .Just past Dillard Take a right onto 106 at the Chevron towards Highlands .At the light in Highlands take a right and then a left at the first light onto 64 East.Go 10 miles to Cashiers and take a left at the light onto 107 north.(At the Exxon)Go 6 miles and turn left on Lakeside Circle Drive. There will be a Sign and is across from Happs Place Restaurant.Go about 1/2 mile and farm is on your right.

From CharlotteTake I-77 North to I-40.Take I-40 west towards Hickory .Go to Asheville and take I-26 East.Go to Exit 40 (Airport Exit) and turn right toward Brevard.Go to Brevard and take 64 West towards Cashiers.Go to Cashiers and take a right onto 107 North.Go 6 miles and turn left on Lakeside Circle Drive. There will be a Sign and is across from Happs Place Restaurant.Go about 1/2 mile and farm is on your right.

From AshevilleTake I-26 East. Go to Exit 40 (Airport Exit) and turn right toward Brevard.Go to Brevard and take 64 West towards Cashiers.Go to Cashiers and take a right onto 107 North.Go 6 miles and turn left on Lakeside Circle Drive. There will be a Sign and is across from Happs Place Restaurant.Go about 1/2 mile and farm is on your right.

From GreenvilleTake 123 towards Easley and Clemson. Stay on 123 to Seneca.In Seneca take a right on 28 towards Walhalla. Go through Walhalla to Mountain Rest.In Mountain Rest bear right onto 107 North.Take 107 North to Cashiers. At the intersection go straight 6 miles and turn left on Lakeside Circle Drive. There will be a Sign and is across from Happs Place Restaurant.Go about 1/2 mile and farm is on your right.

For more information on how to build your permentant mountain memories Contact Mathew S. Kowal with The Blue Ridge Summit Group at O:828.743.7077 or C:404.394.7144

Real Estate in Cashiers, Highlands, and Glennville North Carolina

Originally from cleveland, I have been coming to the Cashiers area since 1997 as a volunter for the National Ski Patrol. I have been ablsolutley in love with the area ever since. In 2005 I decided to make Cashiers my home. We have recently formed The Blue Ridge Summit Group. We are a new developer team specializing in "Turn Key" operations. We offer full service listing agents offering staging/interior decorating, comprehensive proactive marketing plans, and anything else you may need. We also have exclusive buyers, agents for estate homes, lots, and large tracts of land. Whether its the dream of building a cozy cottage tucked amidst the natural wonders of the mountains, a weekend getaway from the stress of the city or your dream estate with endless mountain veiws, let us take you there.
Contact Mathew S. Kowal O:828-743-7077
C:404-394-7144

Christmas on The Cashiers Highlands Plateau - Cedar Creek Farms

If you have ever visited the Cashiers Highlands Plateau, then you have surely seen the Christmas Tree farms. One of the most popular is the Cedar Creek Farm. I found this information on their website and hope that you will consider brightening your holidays with a tree from the Cedar Creek Farm.... If your in the market for wholesale trees there couldn't be a better place.

Cedar Creek Farms - Cashiers, NC

Looking for the perfect addition to your home's Christmas decorations? What could be better than a Wholesale North Carolina Fraser Fir Tree from Cedar Creek Farms in Cashiers, NC!
Cedar Creek Farms, located in the Western North Carolina mountain city of Cashiers, NC, has been providing individuals and businesses with high quality, low cost North Carolina Fraser Fir Trees for over four decades. Over time, Cedar Creek Farms has remained the premier provider of premium Fraser Fir Trees in North Carolina and the Southeastern United States.
Fraser Firs, the "Cadillac of Christmas Trees", are known for their needle retention and strong boughs. The history of these resilient Christmas Trees is almost as old as Christmas itself, so don't miss out on these high quality Wholesale Christmas trees.
North Carolina Christmas Trees are known worldwide, and Cedar Creek Farms provides the best Wholesale Christmas Trees available! Due to the high elevation, cool climate, and frequent rainfall, North Carolina Trees experience the perfect natural climate for tree-growing. Our trees, ranging from 3 to 10 feet tall, are hand planted, and maintained for up to 12 years for maximum health. At Cedar Creek Farms in Cashiers, NC, we have been providing quality North Carolina Trees for over forty years!
If you want the perfect Wholesale Fraser Fir Christmas Trees for your home or business, make sure to visit Cedar Creek Farms in Cashiers, NC for all your Wholesale Christmas Trees help!

Cedar Creek Farms is located in Cashiers, NC in Jackson County, near the touching points of North Carolina, Georgia, and South Carolina. To contact us for more information about pricing and delivery, please contact Adrian Fowler at (828) 743-2347, or (828) 399-0326. We look forward to doing business with you!

For more information on how to visit our beautiful community or if your interested in becoming a part of this magnificent mountain community contact The Blue Ridge Summit Group O:828-743-7077

Westmark Development - Western North Carolina Communities

Westmark is a multi-state enterprise involved in real estate development and related businesses. Westmark's principal office is located in Dubuque, Iowa and maintains satellite offices in Vero Beach, Florida, Cashiers, North Carolina, and Livingston, Montana. Westmark has been in the development business since the early 1970's and has a well earned reputation for developing quality, well received properties in both the residential and commercial arenas. Residentially, Westmark concentrates on unique, one-of-a-kind properties, principally in the second home, recreational market, involving itself in everything from land sales to condominiums. Commercially, Westmark has developed medical parks, corporate parks, marinas, warehousing facilities, and office buildings. Westmark's affiliates, Matherne Construction, Signature Kitchens, and NexTec, Inc., provide Westmark with a presence in the high-end construction, cabinetry, and environmental industries. Westmark Development first began real estate development in the 1970s with the construction of a condominium complex. Westmark continues to develop commercial and residential real estate in Dubuque, Iowa, Vero Beach, Florida and the surrounding area, Cashiers and Sapphire, North Carolina and Big Timber, Montana.

FloridaPalm Island PlantationLocated in Vero Beach, Florida, Palm Island Plantation offers magnificent homes and luxurious condominiums styled with an appreciation for outdoor living. The architecture of the British West Indies evokes a charming and nostalgic ambiance, while inviting the exuberance and vibrancy of the lush landscaping indoors with the use of verandas, porches, balconies, and large windows. The luxury gated community of Palm Island Plantation includes, 64 single-residence carriage homes, 6 splendid riverfront homes, 18 luxury condominiums, 17 well-appointed estate homes and our newest addition of our luxury townhomes. For more information visit http://www.palmislandplantation.com/ or contact us today.Matherne Construction CompanyRecognized as one of the leading builders in Vero Beach in such notable communities as Palm Island Plantation, the Estuary, Indian River Club, the Moorings, Marbrisa and Oyster Bay, Matherne understands that building a custom home is one of the major decisions a family makes and one that is filled with excitement as well as anxiety. This is why Matherne dedicates itself to making the entire process - from beginning to end - as satisfying and pleasurable an experience as it should be. For more information visit http://www.matherneconstruction.com/ or contact us today.Signature Kitchens of Vero BeachThe premiere name in quality kitchen and bath business. Signature Kitchens offers three quality cabinet lines featuring custom options and finishes including Dynasty, Omega and Plain & Fancy (exclusive to the Treasure Coast). Signature Kitchens' designers will take your floor plan, ideas and wish list and make your vision a reality. Whether you are a weekend gourmet or a professional chef, our design spaces feature the latest in organizational components: roll outs, pantries, sectioned drawers and exotic wood tops. For more information visit http://www.signatureofvero.com/.For more information about one of our developments, contact us today.

Montana - Crazy Creek RanchesJust outside the town of Big Timber, Montana, lies 1,826 acres which make up Crazy Creek Ranches, Westmark's latest real estate project and the first for the company in Big Sky Country. With exceptional views of the Crazy Mountains and the Absaroka-Bearthooth Mountain ranges, each ranch consists of lush irrigated hay lands, wooded riparian meadows, and wooded creek bottom pastures that are filled with whitetail and mule deer, wild turkeys, pheasant and other wildlife. Fishing enthusiast will find "blue ribbon" trout fishing of cutthroat, rainbow, brown and brook trout on over one mile of Big Timber Creek and Swamp Creek that run through the ranch. The ranches are perfect for the fisherman, sportsman, rancher, or horse enthusiast.The property consists of four distinct ranches in varying sizes from 243 acres to over 600 acres and are conveniently located within one hour of Billings and Bozeman, and 35 miles from Livingston, the northern gateway to Yellowstone National Park. You can find more information on "Crazy Creek Meadow Ranch," "Crazy Creek Silo Ranch," and "Crazy Creek Cliff Ranch" by visiting our sales partner at http://www.newfrontierranches.com/ or by contacting us directly
Contact us at 404-394-7144 or 828-743-7077

The Old Edwards Inn and Spa - Holiday Wine Tasting in Highlands

These select wine tasting at the Old Edwards Inn and Spa are sure to delight even the most refined of palates... Come join us for an evening to remember this Holiday Season.

Holiday's In The Himmingbird at Old Edwards Inn

Enjoy sumptuous hors d’oeuvres amid
the festive fireside atmosphere of
Hummingbirds Piano Bar. In addition to
great wines, we’ll feature designer gift
baskets with selections from our Spa
and Acorns boutique. Old Edwards Inn
and Spa gift cards will also be available,
so you can give the gift of comfort & joy.

Valet Parking
Arrive at the Front Entrance of
the Inn for Free Valet Parking

Aprés Shopping Wine,
Hors D’oeuvres & Good Cheer
Holidays in the Hummingbird
at Old Edwards Inn
Tastings from 2 pm to 4 pm
$20 at the door, applies toward purchase
Free to Inn Guests

Saturday, 11/22 Italian Wines
Friday, 11/28 Wines of Burgundy
Saturday, 12/06 Sommelier’s Choice
Saturday, 12/13 Opus Event
Saturday, 12/20 Wines of California
For dinner reservations at Madison’s
following the event, call 828-526-8008.
Old Edwards

Contact Mathew S. Kowal to learn how to become a member of our wonderful mountain community O: 828.743.7077 or C: 404.394.7144

Trillium - Where Families Belong In The Western North Carolina Mountains

When Purchasing a secound home in the Western North Carolina Mountains one should certainly check out the gorgeous and family oriented Trillium.... Come enduldge your senses in a Club experience unlike any other... This is Trillium

Where “getting away from it all” feels like finally coming home

Trillium, a private community nestled in the heart of the Blue Ridge Mountains of North Carolina, offers your family a stunning blend of mountain, lake and golf course living. This is the place where you and your family can return to the things that truly matter.

Trillium Lifestyle

Where life is about people and style is about being neighborly.
Trillium is that place you return to when it's time to reconnect, to feel like yourself again, to feel like you're among friends.
It's that place where kids can just be kids. And parents can too. Even the staff members at Trillium start to seem like old friends. And with more amenities and lake activities than any club in the Cashiers/Highlands area, Trillium homeowners have plenty of opportunities to experience our staff's personal service.

For More information Contact Mathew S. Kowal O:828.743.7077 or C:404.394.7144

Visit this link to explore Trillium's endless options....

http://www.trilliumnc.com/?gclid=CL_NmuahhJcCFRLoxgod4kbudg